Terms of Use
Last updated: February 15, 2025
Welcome to fremoronex's financial education platform. These terms govern your use of our liquidity and solvency analysis services, educational content, and related resources available through fremoronex.world.
By accessing our platform, you agree to these terms in their entirety. Please read them carefully before using our services.
fremoronex Australia Pty Ltd
Anthony St, Logan QLD 4114, Australia
Phone: +61 870 770 301
Email: help@fremoronex.world
1. Acceptance of Terms
These Terms of Use constitute a legally binding agreement between you and fremoronex Australia Pty Ltd. Your continued use of our platform indicates your acceptance of these terms, including any future modifications we may make.
We reserve the right to update these terms at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use following any changes constitutes acceptance of the revised terms.
2. Educational Services and Content
2.1 Nature of Services
fremoronex provides educational content and analysis tools focused on financial liquidity and solvency assessment. Our services are designed for educational purposes and professional development in financial analysis.
- Interactive learning modules on liquidity ratios and cash flow analysis
- Solvency assessment frameworks and practical applications
- Case studies and real-world examples from Australian businesses
- Analysis tools and templates for financial evaluation
- Group learning sessions and peer collaboration opportunities
2.2 Educational Disclaimer
Our content is for educational purposes only and does not constitute financial advice, investment recommendations, or professional consulting services. Users must make their own informed decisions regarding any financial matters.
3. User Responsibilities and Conduct
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.
Appropriate Use
Use our platform solely for legitimate educational and professional purposes. Do not attempt to reverse engineer, modify, or distribute our proprietary content without express written permission.
Prohibited Activities
Users may not engage in activities that could harm our platform, other users, or violate applicable laws. This includes but is not limited to harassment, spam, or sharing inappropriate content.
4. Intellectual Property Rights
4.1 Our Content
All content on our platform, including text, graphics, analysis frameworks, educational materials, and software, is owned by fremoronex Australia Pty Ltd or our licensors and is protected by Australian and international copyright laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our educational content for personal learning purposes only. This license does not permit commercial use or redistribution.
4.3 User-Generated Content
Any content you submit through our platform remains your property, but you grant us a worldwide, royalty-free license to use, modify, and display such content for platform operation and improvement purposes.
5. Privacy and Data Protection
We collect and process personal information in accordance with Australian Privacy Principles and our Privacy Policy. By using our services, you consent to our collection, use, and disclosure of information as described in our Privacy Policy.
We implement appropriate technical and organizational measures to protect your personal information, but cannot guarantee absolute security of data transmitted over the internet.
- Personal information is collected only for legitimate educational service purposes
- We do not sell or rent personal information to third parties
- You may request access to or correction of your personal information
- Data retention periods align with legal requirements and business needs
6. Payment Terms and Refund Policy
6.1 Course Fees
Course fees are clearly displayed during enrollment and must be paid in full before access is granted. All fees are in Australian dollars and include applicable taxes unless otherwise stated.
6.2 Refund Conditions
Refunds may be available within 14 days of course commencement, subject to completion of less than 25% of course content. Refund requests must be submitted in writing with supporting documentation.
6.3 Processing Times
Approved refunds will be processed within 10 business days to the original payment method. Bank processing times may cause additional delays beyond our control.
7. Limitation of Liability
To the maximum extent permitted by Australian law, fremoronex Australia Pty Ltd shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
Our total liability for any claim related to our services shall not exceed the amount you paid for the specific service giving rise to the claim during the 12 months preceding the claim.
We make no warranties regarding the accuracy, completeness, or timeliness of educational content, though we strive to maintain high standards of quality and relevance.
8. Termination
8.1 Termination by You
You may terminate your account at any time by contacting our support team. Termination does not automatically entitle you to a refund of paid fees unless specifically provided in our refund policy.
8.2 Termination by Us
We may suspend or terminate your access immediately if you breach these terms, engage in prohibited activities, or for other legitimate business reasons. We will provide reasonable notice where legally required.
8.3 Effect of Termination
Upon termination, your right to access our platform ceases immediately. Provisions regarding intellectual property, limitation of liability, and dispute resolution survive termination.
9. Governing Law and Disputes
These terms are governed by the laws of Queensland, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of Queensland courts.
9.1 Dispute Resolution Process
- Initial contact with our support team to resolve issues informally
- Formal written complaint if informal resolution fails
- Mediation through recognized dispute resolution services if required
- Legal proceedings as a last resort in appropriate Queensland courts
We encourage good faith efforts to resolve disputes through direct communication before pursuing formal legal remedies.
10. Miscellaneous Provisions
10.1 Entire Agreement
These terms, together with our Privacy Policy and any specific course agreements, constitute the entire agreement between you and fremoronex regarding your use of our services.
10.2 Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect. Invalid provisions will be modified to achieve the nearest legally permissible effect.
10.3 Assignment
We may assign our rights and obligations under these terms to any third party without your consent. You may not assign your rights without our prior written agreement.